Three great Delta cards from AmEx

a large white airplane at an airportI never realized this but American Express actually offers three different cards for Delta. I was asked by a reader to help him pick the right card and I did the following comparison for him.

Check out the AmEx page for the three Delta cards here: Gold Delta SkyMiles® Credit Card from American Express

The three cards are:

  1. Gold Delta SkymilesCredit Card
  2. Platinum Delta Skymiles Credit Card
  3. Delta Reserve Card

The three cards offer, as the names suggest, different levels of rewards.

Gold Delta Skymiles Credit Card:

This is the base card of the three. No annual fee for the first year and $95 thereafter. First bag flies free. Zone 2 boarding. Current intro offer: 30,000 award miles when you charge $500 within three months of opening the account.

Specific details of the offer:

  • Bonus Miles: earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of cardmembership.
  • Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
  • Check your first bag free on every Delta flight – that’s a savings of up to $200 per round trip for a family of four
  • Premium Travel Perks: settle in sooner with Priority Boarding, and enjoy the skies with 20% off in-flight savings to use toward meals, beverages, and movies awarded as a statement credit.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and Restrictions Apply.

This card is a no-brainer. I am not a Delta flyer, even I got this card. 30,000 miles for $500 spend over three months, with no annual fee is really free miles. Get it!

Platinum Delta Skymiles Credit Card:

This is a step up from the Gold card. $150 annual fee, even the first year. Bag and boarding privileges are the same as the Gold card. Current intro offer: 20,000 miles after your first purchase. 5,000 of those are MQM (elite qualification) miles. 5,000 per card for upto additional cards.


Specific Details:


  • Get 20,000 bonus miles upon your first purchase with the Card (5,000 of which are Medallion Qualification Miles)
  • Get 5,000 bonus miles when you sign up for two Additional Cards
  • Check your first bag for free on every Delta flight
  • Receive Zone 2 priority boarding on Delta flights
  • Receive 20% In-Flight Savings on food and entertainment
  • $150 annual fee

This card has no minimum spend, though the miles earned are lower. 5,000 MQM miles are good – especially if you expect to get the rest of the way to an elite level. Otherwise they are useless. With the $150 fee, I would get this card only if I really need the 5,000 MQM. Else, as they say in the Olympics – Go for Gold.

Delta Reserve Card:

As its name suggests, this card is special. First the fee is special – $450 per year. No waiver for the first year. 10,000 MQM with the first purchase – that’s cool! Delta Sky Club access – I would pay the $450 just for that. Upto 30,000 MQM additional over the year – 15,000 MQM if you spend $30,000 on the card in a year and another 15,000 MQM if the spend reaches $60,000.


Specific Details:


  • Get 10,000 Medallion Qualification Miles (MQM) upon your first purchase with the Card
  • Unparalleled Miles BoostSM – get up to
    30,000 MQMs and 30,000 Bonus Miles
  • Enjoy Delta Sky ClubTM access
  • Check your first bag for free on every Delta flight
  • Access to Concierge services
  • Receive 20% In-Flight Savings on food and entertainment
  • $450 annual fee

This card is worth it if you are planning to pay and get Sky Club access anyways. Get the card instead. It includes the Sky Club access and earns you MQM, which can help you get to the next Elite level. If you don’t plan to get a club membership, this is a steep annual fee, even with the MQM.

In conclusion, all three are great cards. In all, at least get the Gold. Look at th either two for the reasons I have given above.

Apply here: Gold Delta SkyMiles® Credit Card from American Express


Subscribe to get updates via email. Subscribe to get updates via RSS.

Join more than 6,000 followers we have on Twitter and Facebook and get regular updates on Airline Miles, the Airline Industry and other travel related stuff.


Please note that UnRoadWarrior has financial relationships with some of the merchants mentioned here. UnRoadWarrior may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.

This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.


  1. You missed out on companion certificates, issued after first anniversary and every year thereafter. These are not noted as bulletpoints in their marketing, but I assure you they still exist. I used to have Platinum and while it was tricky to book the certs sometimes (all segments must be in same fare class), I used every one of them and saved money. Upped to Reserve card this year, which comes with one that is valid for FC or coach.

  2. There is a 4th card – the Delta Skymiles Options card. No annual fee but earning is at the rate of 1 SkyMile for every $2. It is not marketed or publicly available. However, if you ask for it, you will get it.

  3. Yes, the Platinum card has a free companion certificate, the gold has a $99 companion certificate.

  4. In order to use the priortiy boarding, do I need to have made the reservation using this Delta Amex card? Thanks.

  5. @Vijay, yes there is, but to me that is a useless card. There is no sign-up bonus and 0.5 miles/$. One should get the Gold card and then drop down to Options card after the 1st year if one does not want to pay the fee.

Leave a Reply

Your email address will not be published. Required fields are marked *